Zenith Bank Plc is licensed as a commercial bank by the CBN (Central Bank of Nigeria). It is one of the most prominent banks in Nigeria today having about $16.1bn in total assets and over $800bn in shareholders’ equity as of December 2019.
The bank has gained popularity over its now 22 years of establishment.
The bank has secured loyalty over the years due to its prompt delivery of information and other related services from its customers. One of these services is the delivery of debit alert messages to their customers’ phone numbers anytime a withdrawal or payment is made on their account.
Why should I know Zenith Bank’s Debit Alert Format?
A debit alert format refers to the layout of the debit alert, showing the transaction details and description as well as the balance on the account after the debit.
As a business owner or account holder in the bank, you must familiarize yourself with the format in which the bank sends you a debit alert message. This could save you from falling into the hands of deceptive people in the long run.
It could essentially save you from being scammed or from being involved in any ongoing fraudulent activity that is perpetrated using your bank account.
How can I spot a Fake Zenith Bank Debit Alert?
A real Zenith Bank Debit alert would typically contain:
- A link to download the Mobile Bank App.
- Correct and accurate spelling of words in the transaction details/description.
- Date and time of the transaction, even down to the second it occurred.
- An invite to chat with the Bank’s Virtual Assistant over WhatsApp.
- The reference number for the transaction.
- A hidden portion of the customer’s account number.
If you receive any Zenith Bank Debit alert that has a very prominent deviation from the features outlined above, there is a high chance that you have just received a fake Zenith Bank debit alert.
Here is a sample of what a real Zenith Bank Debit alert would look like:
'ZENITH BANK
Acct: 227**955
DT: 12/02/2022 6:20:19 PM
Bundle Purchase//09188375672//227**955
DR Amt: 1,500.00
Bal: 19,495.92
REF: 1835621459
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Irrespective of if you receive a fake debit alert or not, you are always expected to check your Mobile Bank App to check the authenticity of the alert you have just received.
If you are still having trouble identifying fake Zenith Bank Debit Alerts, do leave a comment with us at