Providus Bank is one of the recently established banks in Nigeria, having its headquarters in Lagos. The bank was established to serve large organizations, corporations, and government agencies.
Brief background of the bank
It is believed that the bank has a wider focus of its operations centered in Abuja and Lagos. The bank was established as a private company for financial services, having an average of over 350 active employees as of January 2022.
This bank has been in operations for about 6 years as it recently was registered as a regional bank in 2016.
The bank typically provides a handful of financial services for their customers, ranging from operating a standard savings account to maintaining your foreign investments and issuing debit and credit cards whenever you request for them. It also offers domiciliary account services for individuals who intend to transact in other currencies.
Although the bank is relatively new compared to some other banks, it has garnered loyalty from its customers arising from its prompt information delivery and some other related services. One of the services which it renders is the delivery of debit alert messages to their customers’ mobile phones whenever the customers make a withdrawal or payment on their bank account.
Why should I know Providus Bank’s Debit Alert Format?
A debit alert format relates to the way the debit alert message is arranged, including the transaction details and description as well as the leftover balances on the account after the debit transaction.
Business owners and/or account holders in the bank must be conversant with this format in which the bank sends them debit alert messages, knowing fully well that this can save them from dangerous criminals.
With this information, you could be well aware of circumstances and situations in which scammers may want to play a fast one on you by showing you fake debit alerts.
How can I spot a Fake Providus Bank Debit Alert?
A real Providus Bank Debit alert would typically contain:
- Time of transaction occurrence.
- A narration of the transaction.
- ‘ProvidusBank’ as the sender of the alert message.
- Ledger Balance and Available Balance.
- A reference number for the transaction.
- An undisclosed portion of the customer’s account number.
In a case where you receive any Providus Bank Debit alert with significant deviations from the features outlined above, you may have just received a fake Providus Bank debit alert.
Generally, you must note that fake debit alerts would not and rarely tally with your actual account balance.
Here is a sample of what a real Providus Bank Debit alert would look like:
ProvidusBank
DEBIT
Account Number: 97******83
Amount: NGN 2,000.00
Narration: PURCHASE OF DATA BUNDLE/USSD//09188375672//227**955/8978452661
Time: Friday, Feb 18th, 2022 at 6:57 AM
Available Balance: 12,095.23
Ledger Balance: 31,595.23
Ensure to always check your Mobile Bank App to confirm the authenticity of the alert you have just received when you receive any fake debit alert.
If you are still having trouble identifying fake Providus Bank Debit Alerts, do leave a comment with us at