This article would help you understand how your credit alert from Union bank should look. What to look out for and samples of Union bank alerts. The fraudsters use bulk SMS features to send this fake alert to victims. Learn more about how to send bulk SMS from a phone.

A Union bank credit alert will always appear on the number you registered with your account, if you received an alert on a number you did not register your account with, then the SMS you received is a fake alert. 

However, there are some things you will notice in a credit alert for it to be fake. Check out our previous articles for more information about recognizing real and fake alerts. A real Union credit alert should contain the following features

1. A real union bank credit alert will start with a ‘Credit Alert’, which means the transaction is a credit transaction.

2. The receiver account number follows, like this ‘Acct#:003****64’.

3. Then the amount credited ‘Amt: NGN780000’.

4. The date of the transaction and time, ‘AUG 10 2018 at 12:57’.

5. The description of the transaction- if it is a cash deposit or transfer, the number in this format- ‘Desc: Cash Deposit#14514515 IBADAN by self’.

6. Lastly, the account balance in this format is ‘Balance: 1063223’. Note that the account balance should be the previous balance plus the credit amount received.

A real alert will also appear on your Union bank mobile application and the email address connected to your account.

So, it is important to always confirm via email or bank application for verification.

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